The financial worth of a 1945 United States twenty-five cent piece composed of ninety percent silver is fundamentally linked to two key factors: its intrinsic silver content and its condition. The spot price of silver on the commodities market directly influences the base value. For example, if silver is trading at $25 per ounce, the metallic worth of the coin forms a significant portion of its appraisal.
The significance of these coins resides in their historical context and precious metal composition. Prior to 1965, U.S. quarters contained a substantial amount of silver, making them desirable to collectors and investors alike. Their silver content provides a tangible hedge against inflation and currency devaluation. Moreover, pristine examples exhibiting minimal wear and tear can command significantly higher prices due to their rarity and appeal to numismatists.