The coin in question represents a specific year and type of United States half dollar, composed of 90% silver and featuring Benjamin Franklin on the obverse and the Liberty Bell on the reverse. Its composition differs from later half dollars, which transitioned to a clad composition.
The value of such a coin stems from its silver content and its collectibility. Bullion value fluctuates with the market price of silver. Historical context is provided by the fact that this coin was minted during a period when circulating coinage still contained precious metals, contributing to its intrinsic worth and numismatic appeal.